For tax year 2013, if you make a contribution to a traditional or Roth IRA or to a qualified employer plan (like a 401(k)), you may be eligible to receive a tax credit of up to $1,000 for the year. To qualify, your adjusted gross income for the year must be less than $29,500 if you are single ($44,250 for head of household and $59,000 if married filing jointly). To claim the credit, you must file Form 8880, Credit for Qualified Retirement Savings Contributions.
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